Let Vines Realty assist in finding your next Home!

 

1)  I Hate to sound cliche, but the first and foremost important step in buying a home is to contact a local real estate agent.  Having buyer’s representation will make the entire process easier, safer, and less expensive.  View our Agents Page to contact any of the Vines Realty agents concerning buyer representation.

 

2)  An experienced Vines Realty agent will then provide local lending contacts for qualifying for a loan.  The lender will analyze multiple factors such as credit, debt to income ratios, and others to determine a the maximum loan limit you qualify for.

 

3)  Once a price range is set it’s time to start looking for homes that fit your personal wants and needs.  The easiest and most effective method for searching for homes is to search the Hattiesburg MLS on the Vines Realty site.  We offer a easy to use interface to search thousands of listings.  Sifting through listings can be a long and tedious process.  Be sure to let your agent know as much detailed criteria as possible so that he or she can help in the search process.

 

4)  Once you compile a list of potential candidates it’s time to start scheduling showings with your buyers agent.  Having buyers representation saves a great deal of time and effort.   Vines Realty agents are members of the Hattiesburg Association of Realtors and can show any property listed on the Hattiesburg multiple listing system (MLS).  By having buyers representation you don’t have to call multiple agents to schedule showings.  The agent handles all the leg work, all you have to do is focus on selecting the perfect home!

 

5)  The next step is to choose a home and submit a formal offer.  Your buyers agent can recommend a reasonable initial offer that will provide an optimal response.  The buyers agent can also recommend terms to suit your needs such as asking for the seller to pay closing cost to limit out of pocket expenses.  The offering process is quiet formal and requires state specific standardized forms.  It is highly important that you have a trustworthy and experienced agent representing you during this process.

 

6)  Once a contract is executed and agreed upon by all parties it will typically take 30 days till the actual closing.  This 30 day period allows you  time to make all the necessary inspections, and finalize the financing arrangements with your lender.  A Vines Realty agent will assist in recommending inspectors, meeting with the appraiser, and making sure everything is moving smoothly as planned.

 

7)  Once the 30 day period is up we will then have the official closing.  Papers will be signed, keys will be given, and welcome to the wonderful world of home ownership!

 

So what does buyer representation cost?

The best thing about buyer representation is that it doesn’t cost anything extra to the purchaser if a property is listed on the MLS.  When sellers decide to sell a property they agree to pay a fixed commission with the listing agency.  Listing agents then agree to split the commission with any cooperating brokerage that assist in selling the property.   You have nothing to lose by enlisting the professional services of a Vines Realty buyers agent.